Terms and Conditions for Tammy Template

Last updated: 01st February 2026 Welcome to the Discreet Tax Relief Diary. By purchasing, downloading, accessing, or using this product, you agree to the following Terms & Conditions. Please read them carefully before use. 1. Product Description The Discreet Tax Relief Diary is a digital and/or physical diary designed to help users organise and record personal financial information, tax-related notes, income, expenses, and other relevant details in a discreet manner. This product is intended for personal organisation purposes only. 2. Digital Download Policy If your purchase includes a digital file: You will receive access to the download immediately after purchase (or via email depending on platform). Due to the nature of digital products, all sales are final once the product has been downloaded. If you experience any issues accessing your file, please contact us and we will assist. 3. Refunds & Returns Digital Products Due to the instant-access nature of digital downloads, refunds, returns, or exchanges are not offered once the file has been delivered or downloaded. Physical Products (If Applicable) If your purchase includes a physical diary: Returns may be accepted within 14 days of delivery, provided the item is unused, unboxed and in original condition. The buyer is responsible for return shipping costs unless the item is faulty or damaged. Refunds will be processed once the item is received and inspected. 4. Discretion & Privacy We understand discretion is important. All packaging (if applicable) will be plain and discreet. No explicit product details will be shown on packaging. Customer information is kept confidential and used only for order processing and customer service. However, we cannot be responsible for third-party delivery services or platforms that may display transaction details on bank statements or account purchase history. 5. Disclaimer The Discreet Tax Relief Diary is provided for informational and organisational purposes only. We are not accountants, tax advisors, or financial professionals, and this product does not provide legal, financial, or tax advice. For professional guidance, you should consult a qualified accountant, tax advisor, or legal professional. 6. User Responsibility By using this diary, you agree that: You are responsible for the accuracy of the information you record. You are responsible for ensuring your tax reporting complies with your local laws and regulations. You will use the diary in a lawful and appropriate manner. We are not responsible for any financial loss, penalties, or legal issues resulting from misuse of the diary or inaccurate recordkeeping. 7. Intellectual Property & Copyright All content included in the Discreet Tax Relief Diary is protected by copyright. This includes (but is not limited to): Layout design Templates Pages and formatting Branding elements Written content Get 10% off your first purchase when you sign up for our newsletter!